17813 Edison Avenue, Suite 101, Chesterfield, MO 63005 toddschindler@pulaskibank.com Office: 314-317-7456 Cell 636-387-3112

Buying Again After A Bankruptcy, Short Sale, Foreclosure or Deed in Lieu

  - 2015 FHA Guidelines Bankruptcy Chapter 7 Bankruptcy - You may apply for a FHA insured loan after your bankruptcy has been discharged for (2) years. Chapter 13 Bankruptcy - You may apply for a FHA insured loan after your bankruptcy has been discharged for (1) year, payments to your Trustee must be paid current through these…
Read more

TRID Explained

TRID - TILA-RESPA Integrated Disclosure. Coming to a mortgage near you on October 5, 2015. For over thirty years, loan officers have been required to provide two documents anytime a borrower submitted a loan application. These documents are known as the Good Faith Estimate (GFE) and the initial Truth-in-Lending disclosure (TIL). At the time of…
Read more